When you lend anything to your neighbor, do not enter his house to collect security. You are to stand outside while the man to whom you are lending brings the security out to you. If he is a poor man, you must not go to sleep with the security in your possession; be sure to return it to him by sunset, so that he may sleep in his own cloak and bless you, and this will be credited to you as righteousness before the LORD your God.
If you take your neighbor's cloak as collateral, return it to him by sunset, because his cloak is the only covering he has for his body. What else will he sleep in? And if he cries out to Me, I will hear, for I am compassionate.
Significance
Exodus 22:26-27 establishes the basic garment-pledge protection: a cloak taken as collateral must be returned before sunset because "his cloak is the only covering he has for his body." Deuteronomy 24:10-13 develops this into a comprehensive pledge-collection procedure: the creditor must not enter the debtor's house to seize the pledge, must wait outside, and must return it before sunset so that the debtor will "sleep in his own cloak and bless you, and this will be credited to you as righteousness (צְדָקָה, tsedaqah) before the LORD your God." Deuteronomy adds both procedural protections (staying outside the house) and a positive spiritual incentive—returning the pledge is counted as an act of righteousness before God.
Found via
Treasury of Scripture Knowledge
Reference Type
Allusion
Connection Method(s)
Redemptive-Historical Progression — Exodus's basic sunset-return protection matures into a full pledge procedure — no entry into the debtor's house, return by sunset, the debtor's blessing, righteousness credited before the LORD — Sinai's mercy statute carried forward and enriched at Moab.
Suggest a correction or idea
Spotted a broken link, a typo, a wrong reference — or have an idea that would help? Tell us. Keeping the web of Scripture accurate is a shared work.